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Debris-Carrying Larvae

Lacewing Larva lacewing larva? Chrysopodes placita larva?  First photo on my thumb, second taken from below. Lichen covered Insect that looks like a piece of cotton. the penny did it white hitchhikers
Classification
Kingdom Animalia (Animals)
Phylum Arthropoda (Arthropods)
Class Insecta (Insects)
Order Neuroptera (Antlions, Lacewings and Allies)
Family Chrysopidae (Green Lacewings)
No Taxon Debris-Carrying Larvae
Remarks
It seems that the trash carried by these larvae confers some protection against predatory ladybeetles.
See Also
Green Lacewings for general information on this family.
Internet References