Metalectra discalis - a good description for this moth is the mottled markings of the wings and the black band in the median area; "forewing ground color pale yellowish but often obscured by extensive dark brown and black mottling; broad blackish band crosses wing in median area, obscuring black reniform spot"

the closely related Metalectra quadrisignata is usually not mottled, darkest markings are double blackish median lines on FW and HW

Thank you both for your input. I, too, agree with the M. discalis ID. A particularly good match is . The presence of the "broad blackish band crossing wing in median area" also distinguishes it from M. quadrisignata.

Thank you Marcia. So noted.