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Bee? - Megachile - female

Bee? - Megachile - Female
Brighton, Monroe County, New York, USA
August 5, 2020
Someone gave me a commercial "bug house" as a present. As of Aug. 5, 2020, one tube seemed to be occupied by the nest of a grass-carrying wasp (species unknown), and another tube was occupied by a hairy insect with short antennae. A bee of some kind? I'm wondering if it is possible to identify it from the limited view. I haven't seen it again.


Looks like...
Nest-making = ♀
Those big mandibles must be designed for leaf cutting. The head shape and eye color = (probably) Megachile

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