Rochester, Monroe County, New York, USA August 7, 2008
The closest match to this that I've found at BugGuide.net is Moths » Gelechioidea » Twirler Moths (Gelechiidae) » Dichomeridinae » Helcystogramma » Lanceolate Helcystogramma - Hodges#2268 (Helcystogramma hystricella).