This was the only one that was in focus. I seen a picture of a Black Horse Fly (Tebanus atratus) in the National Audubon Society Field Guide to Florida. I was thinking this might be an immature female due to the bladelike mouthparts for cutting skin. But the large eyes and fine hairs on the thorax were the clincher. We had a really cold winter here in Florida and many of the insects are just now starting to emerge.

An immaute fly is a maggot that would look like this
Because the eyes are touching I'm pretty sure that this is a male.
I'm not sure what you mean by "large eyes and fine hairs on the thorax were the clincher", but Tabanus atratus (Black Horse Fly) looks black all over, and yours is more tan all over.
If I were to guess I might say Tabanus lineola (Striped Horse Fly), but I'm not sure if this can be identified beyond Tabaninae from this single image?

Thanks for the help John, I pretty new to this "bug" stuff ! I been into photography for over 40 years, but only recently could get some good gear. I got bit by the "bug" for macro photography and here in Florida we're graced with plenty of insect life and they make for quite interesting and willing "models" for me to practice on. I have posted lots of my photos on Flickr and my viewers keep asking me what kind and name were the insects. So I'm attempting to identify the bugs in my photographs for their and my curiosity. I appreciate all help in my novice status as a amatuer "Entomologist"

I think is a good "maybe"