Photographed on dirt road surrounded by oak woodland and chaparral on rocky mountainside at about 2100' elevation.
I think this may be a female filling her "sand chamber" or "psammophore"...as described in Andy Calderwood's comments
here and
here.
I tried to key this in Hull
(1) and the "Manual of Nearctic Diptera"
(2), got to subfamily Exoprosopinae, tribe Villini...beyond that I couldn't get a good fix on genus...maybe
Villa or a nearby genus?
[
Note: Villini is currently considered a tribe within the subfamily Anthracinae (see the "World Catalog of Bee Flies"
(3)(2015) by Evenhuis & Greathead). The former subfamily Exoprosopinae, where Hull
(1) (1973) and "The Manual of Nearctic Diptera"
(2) (1981) placed the tribe Villini, is no longer recognized as a subfamily.]