When looking through, I wrote down Hogna c. and Schizocosa M. as the closest possibilities to match the pattern on the abdomen and cephalothorax. While none seemed to be a perfect match, a few pics of the Carolina seemed closest. It is small for a Wolf Spider...do you think it is likely a juvenile? There are lots of them around on the garden dirt...different patterns and most are slightly smaller than this guy. As always, thanks for your help.

I think it's very likely that it's a juvenile which would make IDing much more difficult. Geez it's hard enough with the adults! =] Keep photographing them through the season and maybe we'll figure it out. You could also get some close-ups of the ventral side so we can verify if they are mature or not.